ALPINE CAPITAL BANK

NEW YORK, NY | Small | Est. March 1, 2000, midnight | FDIC #35377 | RSSD #2889227 | FDIC
Latest Report: 2025-12-31

ALPINE CAPITAL BANK is asn small FDIC-insured commercial bank headquartered in NEW YORK, NY, established in March 1, 2000, midnight. As of 2025-12-31, the bank reported total assets of $222M and total deposits of $185M. Profitability stands at 0.32% ROA and 2.00% ROE, with a net interest margin of 4.44%. The bank's CET1 capital ratio is 28.82%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.00% and a Texas Ratio of 0.00%. FDIC Certificate #35377.

Assets

$222M

Deposits

$185M

Loans

$107M

Equity

$34M

Profitability

Return on Assets (ROA) 0.32%
Return on Equity (ROE) 2.00%
Net Interest Margin (NIM) 4.44%
Yield on Assets 6.89%
Cost of Funds 2.72%

Asset Quality

NPL Ratio 0.00%
Net Charge-Off Ratio --
Texas Ratio 0.00%
NPA Ratio 0.00%
ACL / Loans 1.37%

Capital & Liquidity

CET1 Ratio 28.82%
Tier 1 Capital 28.82%
Total Capital Ratio 30.07%
Leverage Ratio 15.06%
Loan-to-Deposit 57.65%

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