UNION BANKING COMPANY, THE

WEST MANSFIELD, OH | Micro | Est. Jan. 1, 1928, midnight | FDIC #15326 | RSSD #289225 | FDIC
Latest Report: 2025-12-31

UNION BANKING COMPANY, THE is amn micro FDIC-insured commercial bank headquartered in WEST MANSFIELD, OH, established in Jan. 1, 1928, midnight. As of 2025-12-31, the bank reported total assets of $52M and total deposits of $42M. Profitability stands at 0.09% ROA and 3.45% ROE, with a net interest margin of 1.86%. The bank's CET1 capital ratio is 37.22%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.52% and a Texas Ratio of 2.53%. FDIC Certificate #15326.

Assets

$52M

Deposits

$42M

Loans

$7M

Equity

$1M

Profitability

Return on Assets (ROA) 0.09%
Return on Equity (ROE) 3.45%
Net Interest Margin (NIM) 1.86%
Yield on Assets 3.86%
Cost of Funds 2.20%

Asset Quality

NPL Ratio 0.52%
Net Charge-Off Ratio -0.04%
Texas Ratio 2.53%
NPA Ratio 0.07%
ACL / Loans 1.12%

Capital & Liquidity

CET1 Ratio 37.22%
Tier 1 Capital 37.22%
Total Capital Ratio 37.68%
Leverage Ratio 11.16%
Loan-to-Deposit 16.78%

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