FARMERS AND MERCHANTS TRUST COMPANY OF CHAMBERSBURG is aln large FDIC-insured commercial bank headquartered in CHAMBERSBURG, PA, established in Jan. 10, 1906, midnight. As of 2025-12-31, the bank reported total assets of $2.2B and total deposits of $1.8B. Profitability stands at 1.18% ROA and 14.80% ROE, with a net interest margin of 3.72%. The bank's CET1 capital ratio is 12.02%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.54% and a Texas Ratio of 4.15%. FDIC Certificate #8405.
Assets
$2.2B
Deposits
$1.8B
Loans
$1.6B
Equity
$185M
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