NORWAY SAVINGS BANK

NORWAY, ME | Large | Est. Jan. 1, 1866, midnight | FDIC #17658 | RSSD #289702 | FDIC
Latest Report: 2025-12-31

NORWAY SAVINGS BANK is aln large FDIC-insured commercial bank headquartered in NORWAY, ME, established in Jan. 1, 1866, midnight. As of 2025-12-31, the bank reported total assets of $2.1B and total deposits of $1.6B. Profitability stands at 0.76% ROA and 6.23% ROE, with a net interest margin of 3.60%. The bank's CET1 capital ratio is 11.85%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.52% and a Texas Ratio of 3.00%. FDIC Certificate #17658.

Assets

$2.1B

Deposits

$1.6B

Loans

$1.5B

Equity

$258M

Profitability

Return on Assets (ROA) 0.76%
Return on Equity (ROE) 6.23%
Net Interest Margin (NIM) 3.60%
Yield on Assets 5.31%
Cost of Funds 1.97%

Asset Quality

NPL Ratio 0.52%
Net Charge-Off Ratio 0.02%
Texas Ratio 3.00%
NPA Ratio 0.39%
ACL / Loans 0.70%

Capital & Liquidity

CET1 Ratio 11.85%
Tier 1 Capital 11.85%
Total Capital Ratio 12.44%
Leverage Ratio 13.75%
Loan-to-Deposit 96.97%

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