HOMETOWN BANK OF CORBIN INC.

CORBIN, KY | Small | Est. April 3, 2000, midnight | FDIC #35455 | RSSD #2897633 | FDIC
Latest Report: 2025-12-31

HOMETOWN BANK OF CORBIN INC. is asn small FDIC-insured commercial bank headquartered in CORBIN, KY, established in April 3, 2000, midnight. As of 2025-12-31, the bank reported total assets of $300M and total deposits of $260M. Profitability stands at 0.82% ROA and 12.73% ROE, with a net interest margin of 3.80%. The bank's CET1 capital ratio is 12.19%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.54% and a Texas Ratio of 4.66%. FDIC Certificate #35455.

Assets

$300M

Deposits

$260M

Loans

$184M

Equity

$20M

Profitability

Return on Assets (ROA) 0.82%
Return on Equity (ROE) 12.73%
Net Interest Margin (NIM) 3.80%
Yield on Assets 5.12%
Cost of Funds 1.35%

Asset Quality

NPL Ratio 0.54%
Net Charge-Off Ratio 0.09%
Texas Ratio 4.66%
NPA Ratio 0.33%
ACL / Loans 0.83%

Capital & Liquidity

CET1 Ratio 12.19%
Tier 1 Capital 12.19%
Total Capital Ratio 12.91%
Leverage Ratio 8.52%
Loan-to-Deposit 70.99%

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