WAUKESHA STATE BANK

WAUKESHA, WI | Large | Est. June 15, 1944, midnight | FDIC #16160 | RSSD #290249 | FDIC
Latest Report: 2025-12-31

WAUKESHA STATE BANK is aln large FDIC-insured commercial bank headquartered in WAUKESHA, WI, established in June 15, 1944, midnight. As of 2025-12-31, the bank reported total assets of $1.6B and total deposits of $1.3B. Profitability stands at 0.92% ROA and 8.01% ROE, with a net interest margin of 4.44%. The bank's CET1 capital ratio is 11.38%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.51% and a Texas Ratio of 3.16%. FDIC Certificate #16160.

Assets

$1.6B

Deposits

$1.3B

Loans

$1.2B

Equity

$182M

Profitability

Return on Assets (ROA) 0.92%
Return on Equity (ROE) 8.01%
Net Interest Margin (NIM) 4.44%
Yield on Assets 5.77%
Cost of Funds 1.61%

Asset Quality

NPL Ratio 0.51%
Net Charge-Off Ratio 0.03%
Texas Ratio 3.16%
NPA Ratio 0.38%
ACL / Loans 0.92%

Capital & Liquidity

CET1 Ratio 11.38%
Tier 1 Capital 11.38%
Total Capital Ratio 11.95%
Leverage Ratio 11.92%
Loan-to-Deposit 94.20%

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