TWIN CITY BANK

LONGVIEW, WA | Micro | Est. April 17, 2000, midnight | FDIC #35261 | RSSD #2905761 | FDIC
Latest Report: 2025-12-31

TWIN CITY BANK is amn micro FDIC-insured commercial bank headquartered in LONGVIEW, WA, established in April 17, 2000, midnight. As of 2025-12-31, the bank reported total assets of $81M and total deposits of $64M. Profitability stands at 1.03% ROA and 7.71% ROE, with a net interest margin of 4.55%. The bank's CET1 capital ratio is 17.44%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.00% and a Texas Ratio of 2.87%. FDIC Certificate #35261.

Assets

$81M

Deposits

$64M

Loans

$53M

Equity

$14M

Profitability

Return on Assets (ROA) 1.03%
Return on Equity (ROE) 7.71%
Net Interest Margin (NIM) 4.55%
Yield on Assets 4.87%
Cost of Funds 1.01%

Asset Quality

NPL Ratio 0.00%
Net Charge-Off Ratio 0.31%
Texas Ratio 2.87%
NPA Ratio 0.52%
ACL / Loans 1.17%

Capital & Liquidity

CET1 Ratio 17.44%
Tier 1 Capital 17.44%
Total Capital Ratio 18.31%
Leverage Ratio 19.78%
Loan-to-Deposit 81.70%

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