BanksTWIN CITY BANK

TWIN CITY BANK

LONGVIEW, WAMicroEst. April 17, 2000, midnightFDIC #35261RSSD #2905761FDIC
Latest · 2025-12-31

TWIN CITY BANK is an FDIC-insured commercial bank headquartered in LONGVIEW, WA, established in April 17, 2000, midnight. As of 2025-12-31, the bank reported total assets of $81M and total deposits of $64M. Profitability stands at 1.03% ROA and 7.71% ROE, with a net interest margin of 4.55%. CET1 capital ratio: 17.44%, well above regulatory minimums. NPL ratio: 0.00% · Texas Ratio: 2.87%. Operates 1 domestic branch.

Assets
$81M
Deposits
$64M
Loans
$53M
Equity
$14M

Profitability

Return on Assets (ROA)1.03%
Return on Equity (ROE)7.71%
Net Interest Margin4.55%
Yield on Assets4.87%
Cost of Funds0.34%

Asset Quality

NPL Ratio0.00%
Net Charge-Off Ratio0.31%
Texas Ratio2.87%
NPA Ratio0.52%
ACL / Loans1.17%

Capital & Liquidity

CET1 Ratio17.44%
Tier 1 Capital17.44%
Total Capital Ratio18.31%
Leverage Ratio19.78%
Loan-to-Deposit81.70%

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