MERIT BANK is amn medium FDIC-insured commercial bank headquartered in HUNTSVILLE, AL, established in Aug. 12, 1935, midnight. As of 2025-12-31, the bank reported total assets of $510M and total deposits of $413M. Profitability stands at 0.82% ROA and 8.03% ROE, with a net interest margin of 4.01%. The bank's CET1 capital ratio is 13.01%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.29% and a Texas Ratio of 1.88%. FDIC Certificate #15270.
Assets
$510M
Deposits
$413M
Loans
$353M
Equity
$51M
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