SECURITY NATIONAL TRUST CO.

WHEELING, WV | Micro | RSSD #2912750
Latest Report: 2025-12-31

SECURITY NATIONAL TRUST CO. is amn micro FDIC-insured commercial bank headquartered in WHEELING, WV. As of 2025-12-31, the bank reported total assets of $7M. Profitability stands at 35.72% ROA and 43.18% ROE, with a net interest margin of 3.80%. The bank's CET1 capital ratio is 78.10%, well above the regulatory minimum.

Assets

$7M

Deposits

$0

Loans

$0

Equity

$6M

Profitability

Return on Assets (ROA) 35.72%
Return on Equity (ROE) 43.18%
Net Interest Margin (NIM) 3.80%
Yield on Assets 3.80%
Cost of Funds 0.00%

Asset Quality

NPL Ratio --
Net Charge-Off Ratio --
Texas Ratio 0.00%
NPA Ratio 0.00%
ACL / Loans --

Capital & Liquidity

CET1 Ratio 78.10%
Tier 1 Capital 78.10%
Total Capital Ratio 82.01%
Leverage Ratio 64.19%
Loan-to-Deposit --

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