FIDELITY PERSONAL TRUST COMPANY, F.S.B.

BOSTON, MA | Micro | Est. May 15, 2000, midnight | FDIC #35206 | RSSD #2914268 | OCC
Latest Report: 2025-12-31

FIDELITY PERSONAL TRUST COMPANY, F.S.B. is amn micro FDIC-insured commercial bank headquartered in BOSTON, MA, established in May 15, 2000, midnight. As of 2025-12-31, the bank reported total assets of $64M and total deposits of $500K. Profitability stands at 25.37% ROA and 26.48% ROE, with a net interest margin of 5.18%. The bank's CET1 capital ratio is 94.82%, well above the regulatory minimum. FDIC Certificate #35206.

Assets

$64M

Deposits

$500K

Loans

$0

Equity

$61M

Profitability

Return on Assets (ROA) 25.37%
Return on Equity (ROE) 26.48%
Net Interest Margin (NIM) 5.18%
Yield on Assets 5.21%
Cost of Funds 4.00%

Asset Quality

NPL Ratio --
Net Charge-Off Ratio --
Texas Ratio 0.00%
NPA Ratio 0.00%
ACL / Loans --

Capital & Liquidity

CET1 Ratio 94.82%
Tier 1 Capital 94.82%
Total Capital Ratio 99.56%
Leverage Ratio 80.25%
Loan-to-Deposit 0.00%

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