HAMLIN BANK AND TRUST COMPANY is asn small FDIC-insured commercial bank headquartered in SMETHPORT, PA, established in Dec. 31, 1863, midnight. As of 2025-12-31, the bank reported total assets of $482M and total deposits of $373M. Profitability stands at 1.58% ROA and 7.75% ROE, with a net interest margin of 3.63%. The bank's CET1 capital ratio is 20.18%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.21% and a Texas Ratio of 0.85%. FDIC Certificate #11113.
Assets
$482M
Deposits
$373M
Loans
$304M
Equity
$97M
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