NEW FRONTIER BANK

SAINT CHARLES, MO | Small | Est. Oct. 16, 2000, midnight | FDIC #35597 | RSSD #2917184 | FED
Latest Report: 2025-12-31

NEW FRONTIER BANK is asn small FDIC-insured commercial bank headquartered in SAINT CHARLES, MO, established in Oct. 16, 2000, midnight. As of 2025-12-31, the bank reported total assets of $171M and total deposits of $155M. Profitability stands at 0.86% ROA and 9.42% ROE, with a net interest margin of 3.78%. The bank's CET1 capital ratio is 10.17%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.00% and a Texas Ratio of 0.00%. FDIC Certificate #35597.

Assets

$171M

Deposits

$155M

Loans

$128M

Equity

$16M

Profitability

Return on Assets (ROA) 0.86%
Return on Equity (ROE) 9.42%
Net Interest Margin (NIM) 3.78%
Yield on Assets 6.13%
Cost of Funds 2.40%

Asset Quality

NPL Ratio 0.00%
Net Charge-Off Ratio -0.01%
Texas Ratio 0.00%
NPA Ratio 0.00%
ACL / Loans 0.88%

Capital & Liquidity

CET1 Ratio 10.17%
Tier 1 Capital 10.17%
Total Capital Ratio 10.95%
Leverage Ratio 9.21%
Loan-to-Deposit 82.87%

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