AXOS BANK

SAN DIEGO, CA | Regional | Est. July 4, 2000, midnight | FDIC #35546 | RSSD #2917317 | OCC
Latest Report: 2025-12-31

AXOS BANK is arn regional FDIC-insured commercial bank headquartered in SAN DIEGO, CA, established in July 4, 2000, midnight. As of 2025-12-31, the bank reported total assets of $27.2B and total deposits of $23.5B. Profitability stands at 2.07% ROA and 21.62% ROE, with a net interest margin of 5.35%. The bank's CET1 capital ratio is 11.12%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.46% and a Texas Ratio of 3.91%. FDIC Certificate #35546.

Assets

$27.2B

Deposits

$23.5B

Loans

$23.5B

Equity

$2.6B

Profitability

Return on Assets (ROA) 2.07%
Return on Equity (ROE) 21.62%
Net Interest Margin (NIM) 5.35%
Yield on Assets 8.22%
Cost of Funds 3.47%

Asset Quality

NPL Ratio 0.46%
Net Charge-Off Ratio 0.10%
Texas Ratio 3.91%
NPA Ratio 0.41%
ACL / Loans 1.15%

Capital & Liquidity

CET1 Ratio 11.12%
Tier 1 Capital 11.12%
Total Capital Ratio 12.37%
Leverage Ratio 9.15%
Loan-to-Deposit 100.03%

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