CENTURY BANK OF KENTUCKY, INC.

LAWRENCEBURG, KY | Small | Est. July 5, 2000, midnight | FDIC #35450 | RSSD #2920287 | FDIC
Latest Report: 2025-12-31

CENTURY BANK OF KENTUCKY, INC. is asn small FDIC-insured commercial bank headquartered in LAWRENCEBURG, KY, established in July 5, 2000, midnight. As of 2025-12-31, the bank reported total assets of $202M and total deposits of $184M. Profitability stands at 2.69% ROA and 30.50% ROE, with a net interest margin of 4.62%. The bank's CET1 capital ratio is 8.84%. Asset quality metrics show a non-performing loan ratio of 0.00% and a Texas Ratio of 0.00%. FDIC Certificate #35450.

Assets

$202M

Deposits

$184M

Loans

$140M

Equity

$18M

Profitability

Return on Assets (ROA) 2.69%
Return on Equity (ROE) 30.50%
Net Interest Margin (NIM) 4.62%
Yield on Assets 6.46%
Cost of Funds 1.87%

Asset Quality

NPL Ratio 0.00%
Net Charge-Off Ratio 0.00%
Texas Ratio 0.00%
NPA Ratio 0.00%
ACL / Loans 0.95%

Capital & Liquidity

CET1 Ratio 8.84%
Tier 1 Capital 8.84%
Total Capital Ratio 9.29%
Leverage Ratio 9.63%
Loan-to-Deposit 76.20%

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