CITIZENS BANK OF CUMBERLAND COUNTY, INC. is amn micro FDIC-insured commercial bank headquartered in BURKESVILLE, KY, established in July 1, 2000, midnight. As of 2025-12-31, the bank reported total assets of $96M and total deposits of $83M. Profitability stands at 2.47% ROA and 20.90% ROE, with a net interest margin of 5.25%. The bank's CET1 capital ratio is 11.50%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.46% and a Texas Ratio of 2.61%. FDIC Certificate #35442.
Assets
$96M
Deposits
$83M
Loans
$66M
Equity
$11M
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