CITIZENS BANK OF CUMBERLAND COUNTY, INC. is an FDIC-insured commercial bank headquartered in BURKESVILLE, KY, established in July 1, 2000, midnight. As of 2025-12-31, the bank reported total assets of $96M and total deposits of $83M. Profitability stands at 2.47% ROA and 20.90% ROE, with a net interest margin of 5.25%. CET1 capital ratio: 11.50%, well above regulatory minimums. NPL ratio: 0.46% · Texas Ratio: 2.61%. Operates 1 domestic branch.
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