CAPITAL BANK AND TRUST COMPANY

IRVINE, CA | Small | Est. July 1, 2000, midnight | FDIC #35164 | RSSD #2921659 | OCC
Latest Report: 2025-12-31

CAPITAL BANK AND TRUST COMPANY is asn small FDIC-insured commercial bank headquartered in IRVINE, CA, established in July 1, 2000, midnight. As of 2025-12-31, the bank reported total assets of $191M and total deposits of $500K. Profitability stands at 78.79% ROA and 112.78% ROE, with a net interest margin of 2.80%. The bank's CET1 capital ratio is 142.12%, well above the regulatory minimum. FDIC Certificate #35164.

Assets

$191M

Deposits

$500K

Loans

$0

Equity

$117M

Profitability

Return on Assets (ROA) 78.79%
Return on Equity (ROE) 112.78%
Net Interest Margin (NIM) 2.80%
Yield on Assets 2.80%
Cost of Funds 0.00%

Asset Quality

NPL Ratio --
Net Charge-Off Ratio --
Texas Ratio 0.00%
NPA Ratio 0.00%
ACL / Loans --

Capital & Liquidity

CET1 Ratio 142.12%
Tier 1 Capital 142.12%
Total Capital Ratio 142.12%
Leverage Ratio 49.50%
Loan-to-Deposit 0.00%

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