BanksPINNACLE BANK

PINNACLE BANK

NASHVILLE, TNRegionalEst. Oct. 27, 2000, midnightFDIC #35583RSSD #2925666FED
Latest · 2025-12-31

PINNACLE BANK is an FDIC-insured commercial bank headquartered in NASHVILLE, TN, established in Oct. 27, 2000, midnight. As of 2025-12-31, the bank reported total assets of $57.6B and total deposits of $47.9B. Profitability stands at 1.31% ROA and 10.76% ROE, with a net interest margin of 3.17%. CET1 capital ratio: 11.13%, well above regulatory minimums. NPL ratio: 0.34% · Texas Ratio: 1.92%. Operates 146 domestic branches.

Assets
$57.6B
Deposits
$47.9B
Loans
$39.3B
Equity
$6.9B

Profitability

Return on Assets (ROA)1.31%
Return on Equity (ROE)10.76%
Net Interest Margin3.17%
Yield on Assets5.46%
Cost of Funds2.45%

Asset Quality

NPL Ratio0.34%
Net Charge-Off Ratio0.19%
Texas Ratio1.92%
NPA Ratio0.25%
ACL / Loans1.12%

Capital & Liquidity

CET1 Ratio11.13%
Tier 1 Capital11.13%
Total Capital Ratio12.09%
Leverage Ratio9.39%
Loan-to-Deposit81.99%

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