BanksFIRST NATIONAL BANK OF WAKEFIELD, THE

FIRST NATIONAL BANK OF WAKEFIELD, THE

WAKEFIELD, MIMicroEst. Jan. 1, 1910, midnightFDIC #5076RSSD #292850OCC
Latest · 2025-12-31

FIRST NATIONAL BANK OF WAKEFIELD, THE is an FDIC-insured commercial bank headquartered in WAKEFIELD, MI, established in Jan. 1, 1910, midnight. As of 2025-12-31, the bank reported total assets of $53M and total deposits of $47M. Profitability stands at 0.32% ROA and 3.57% ROE, with a net interest margin of 4.40%. CET1 capital ratio: 23.51%, well above regulatory minimums. NPL ratio: 0.52% · Texas Ratio: 3.10%. Operates 2 domestic branches.

Assets
$53M
Deposits
$47M
Loans
$21M
Equity
$5M

Profitability

Return on Assets (ROA)0.32%
Return on Equity (ROE)3.57%
Net Interest Margin4.40%
Yield on Assets4.90%
Cost of Funds0.52%

Asset Quality

NPL Ratio0.52%
Net Charge-Off Ratio0.27%
Texas Ratio3.10%
NPA Ratio0.30%
ACL / Loans1.27%

Capital & Liquidity

CET1 Ratio23.51%
Tier 1 Capital23.51%
Total Capital Ratio24.71%
Leverage Ratio9.85%
Loan-to-Deposit45.01%

This is just the summary.

The full dashboard covers 4,287 currently filing institutions with CAMELS analytics, peer benchmarks, and exportable tearsheets.

24+ years of history
Peer benchmarking
Excel tearsheet exports
Risk & failure probability
Create free account

No credit card required