CORNERSTONE NATIONAL BANK & TRUST COMPANY

PALATINE, IL | Large | Est. Oct. 16, 2000, midnight | FDIC #57061 | RSSD #2929392 | OCC
Latest Report: 2025-12-31

CORNERSTONE NATIONAL BANK & TRUST COMPANY is aln large FDIC-insured commercial bank headquartered in PALATINE, IL, established in Oct. 16, 2000, midnight. As of 2025-12-31, the bank reported total assets of $1.0B and total deposits of $925M. Profitability stands at 1.26% ROA and 12.63% ROE, with a net interest margin of 4.22%. The bank's CET1 capital ratio is 12.04%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.06% and a Texas Ratio of 0.38%. FDIC Certificate #57061.

Assets

$1.0B

Deposits

$925M

Loans

$751M

Equity

$101M

Profitability

Return on Assets (ROA) 1.26%
Return on Equity (ROE) 12.63%
Net Interest Margin (NIM) 4.22%
Yield on Assets 5.97%
Cost of Funds 1.81%

Asset Quality

NPL Ratio 0.06%
Net Charge-Off Ratio --
Texas Ratio 0.38%
NPA Ratio 0.04%
ACL / Loans 1.23%

Capital & Liquidity

CET1 Ratio 12.04%
Tier 1 Capital 12.04%
Total Capital Ratio 13.14%
Leverage Ratio 9.86%
Loan-to-Deposit 81.17%

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