COMMUNITY NATIONAL BANK

MIDLAND, TX | Large | Est. Jan. 3, 1984, midnight | FDIC #24897 | RSSD #293053 | OCC
Latest Report: 2025-12-31

COMMUNITY NATIONAL BANK is aln large FDIC-insured commercial bank headquartered in MIDLAND, TX, established in Jan. 3, 1984, midnight. As of 2025-12-31, the bank reported total assets of $2.6B and total deposits of $2.2B. Profitability stands at 2.29% ROA and 18.50% ROE, with a net interest margin of 5.44%. The bank's CET1 capital ratio is 15.83%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 1.09% and a Texas Ratio of 5.54%. FDIC Certificate #24897.

Assets

$2.6B

Deposits

$2.2B

Loans

$1.6B

Equity

$311M

Profitability

Return on Assets (ROA) 2.29%
Return on Equity (ROE) 18.50%
Net Interest Margin (NIM) 5.44%
Yield on Assets 6.50%
Cost of Funds 2.02%

Asset Quality

NPL Ratio 1.09%
Net Charge-Off Ratio 0.02%
Texas Ratio 5.54%
NPA Ratio 0.72%
ACL / Loans 1.60%

Capital & Liquidity

CET1 Ratio 15.83%
Tier 1 Capital 15.83%
Total Capital Ratio 17.08%
Leverage Ratio 12.08%
Loan-to-Deposit 72.20%

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