ADRIAN STATE BANK

ADRIAN, MN | Micro | RSSD #293352

Latest Report: 2025-12-31

ADRIAN STATE BANK is amn micro FDIC-insured commercial bank headquartered in ADRIAN, MN. As of 2025-12-31, the bank reported total assets of $64M and total deposits of $57M. Profitability stands at -0.34% ROA and -3.20% ROE, with a net interest margin of 4.48%. The bank's CET1 capital ratio is 9.77%. Asset quality metrics show a non-performing loan ratio of 0.00% and a Texas Ratio of 0.00%.

Assets

$64M

Deposits

$57M

Loans

$42M

Equity

$6M

Profitability

Return on Assets (ROA) -0.34%

Return on Equity (ROE) -3.20%

Net Interest Margin (NIM) 4.48%

Yield on Assets 5.87%

Cost of Funds 2.20%

Asset Quality

NPL Ratio 0.00%

Net Charge-Off Ratio 0.01%

Texas Ratio 0.00%

NPA Ratio 0.00%

ACL / Loans 1.48%

Capital & Liquidity

CET1 Ratio 9.77%

Tier 1 Capital 9.77%

Total Capital Ratio 10.26%

Leverage Ratio 10.75%

Loan-to-Deposit 73.31%

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