CAMPBELL COUNTY BANK

HERREID, SD | Small | Est. June 13, 1944, midnight | FDIC #16161 | RSSD #293651 | FDIC
Latest Report: 2025-12-31

CAMPBELL COUNTY BANK is asn small FDIC-insured commercial bank headquartered in HERREID, SD, established in June 13, 1944, midnight. As of 2025-12-31, the bank reported total assets of $238M and total deposits of $201M. Profitability stands at 1.96% ROA and 14.07% ROE, with a net interest margin of 4.89%. The bank's CET1 capital ratio is 12.44%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 1.00% and a Texas Ratio of 5.60%. FDIC Certificate #16161.

Assets

$238M

Deposits

$201M

Loans

$194M

Equity

$31M

Profitability

Return on Assets (ROA) 1.96%
Return on Equity (ROE) 14.07%
Net Interest Margin (NIM) 4.89%
Yield on Assets 7.06%
Cost of Funds 2.53%

Asset Quality

NPL Ratio 1.00%
Net Charge-Off Ratio 0.01%
Texas Ratio 5.60%
NPA Ratio 0.81%
ACL / Loans 1.65%

Capital & Liquidity

CET1 Ratio 12.44%
Tier 1 Capital 12.44%
Total Capital Ratio 13.07%
Leverage Ratio 13.80%
Loan-to-Deposit 96.47%

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