NORTHBROOK BANK & TRUST COMPANY, NATIONAL ASSOCIATION

NORTHBROOK, IL | Large | Est. Nov. 22, 2000, midnight | FDIC #57082 | RSSD #2938198 | OCC
Latest Report: 2025-12-31

NORTHBROOK BANK & TRUST COMPANY, NATIONAL ASSOCIATION is aln large FDIC-insured commercial bank headquartered in NORTHBROOK, IL, established in Nov. 22, 2000, midnight. As of 2025-12-31, the bank reported total assets of $5.9B and total deposits of $4.9B. Profitability stands at 1.78% ROA and 20.10% ROE, with a net interest margin of 2.98%. The bank's CET1 capital ratio is 11.16%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.22% and a Texas Ratio of 2.41%. FDIC Certificate #57082.

Assets

$5.9B

Deposits

$4.9B

Loans

$4.2B

Equity

$514M

Profitability

Return on Assets (ROA) 1.78%
Return on Equity (ROE) 20.10%
Net Interest Margin (NIM) 2.98%
Yield on Assets 5.53%
Cost of Funds 3.56%

Asset Quality

NPL Ratio 0.22%
Net Charge-Off Ratio 0.05%
Texas Ratio 2.41%
NPA Ratio 0.22%
ACL / Loans 0.57%

Capital & Liquidity

CET1 Ratio 11.16%
Tier 1 Capital 11.16%
Total Capital Ratio 11.81%
Leverage Ratio 9.66%
Loan-to-Deposit 86.31%

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