CENTURY BANK OF FLORIDA

TAMPA, FL | Small | Est. Sept. 11, 2000, midnight | FDIC #35558 | RSSD #2939001 | FED
Latest Report: 2025-12-31

CENTURY BANK OF FLORIDA is asn small FDIC-insured commercial bank headquartered in TAMPA, FL, established in Sept. 11, 2000, midnight. As of 2025-12-31, the bank reported total assets of $105M and total deposits of $91M. Profitability stands at 0.96% ROA and 10.48% ROE, with a net interest margin of 4.65%. The bank's CET1 capital ratio is 15.07%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.42% and a Texas Ratio of 2.49%. FDIC Certificate #35558.

Assets

$105M

Deposits

$91M

Loans

$62M

Equity

$9M

Profitability

Return on Assets (ROA) 0.96%
Return on Equity (ROE) 10.48%
Net Interest Margin (NIM) 4.65%
Yield on Assets 6.03%
Cost of Funds 2.13%

Asset Quality

NPL Ratio 0.42%
Net Charge-Off Ratio 0.02%
Texas Ratio 2.49%
NPA Ratio 0.25%
ACL / Loans 1.61%

Capital & Liquidity

CET1 Ratio 15.07%
Tier 1 Capital 15.07%
Total Capital Ratio 16.32%
Leverage Ratio 10.17%
Loan-to-Deposit 68.75%

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