PEOPLES BANK

SHERIDAN, AR | Small | Est. Sept. 13, 2000, midnight | FDIC #57058 | RSSD #2939391 | FED
Latest Report: 2025-12-31

PEOPLES BANK is asn small FDIC-insured commercial bank headquartered in SHERIDAN, AR, established in Sept. 13, 2000, midnight. As of 2025-12-31, the bank reported total assets of $290M and total deposits of $250M. Profitability stands at 1.62% ROA and 12.60% ROE, with a net interest margin of 4.61%. The bank's CET1 capital ratio is 12.90%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.01% and a Texas Ratio of 0.03%. FDIC Certificate #57058.

Assets

$290M

Deposits

$250M

Loans

$154M

Equity

$37M

Profitability

Return on Assets (ROA) 1.62%
Return on Equity (ROE) 12.60%
Net Interest Margin (NIM) 4.61%
Yield on Assets 6.51%
Cost of Funds 2.02%

Asset Quality

NPL Ratio 0.01%
Net Charge-Off Ratio 0.03%
Texas Ratio 0.03%
NPA Ratio 0.00%
ACL / Loans 1.79%

Capital & Liquidity

CET1 Ratio 12.90%
Tier 1 Capital 12.90%
Total Capital Ratio 13.55%
Leverage Ratio 13.41%
Loan-to-Deposit 61.68%

This is just the summary

The full dashboard covers 4,313 currently filing institutions with CAMELS analytics, peer benchmarks, and exportable tearsheets.

24+ years of history
Excel tearsheet exports
Peer benchmarking
Risk & failure probability
Create Free Account

No credit card required