CITY NATIONAL BANK AND TRUST COMPANY OF LAWTON, OKLAHOMA, THE

LAWTON, OK | Small | Est. March 23, 1901, midnight | FDIC #4132 | RSSD #294751 | OCC
Latest Report: 2025-12-31

CITY NATIONAL BANK AND TRUST COMPANY OF LAWTON, OKLAHOMA, THE is asn small FDIC-insured commercial bank headquartered in LAWTON, OK, established in March 23, 1901, midnight. As of 2025-12-31, the bank reported total assets of $435M and total deposits of $362M. Profitability stands at 2.36% ROA and 17.55% ROE, with a net interest margin of 4.16%. The bank's CET1 capital ratio is 13.35%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.51% and a Texas Ratio of 16.51%. FDIC Certificate #4132.

Assets

$435M

Deposits

$362M

Loans

$303M

Equity

$58M

Profitability

Return on Assets (ROA) 2.36%
Return on Equity (ROE) 17.55%
Net Interest Margin (NIM) 4.16%
Yield on Assets 5.37%
Cost of Funds 1.32%

Asset Quality

NPL Ratio 0.51%
Net Charge-Off Ratio 0.50%
Texas Ratio 16.51%
NPA Ratio 2.43%
ACL / Loans 2.00%

Capital & Liquidity

CET1 Ratio 13.35%
Tier 1 Capital 13.35%
Total Capital Ratio 14.01%
Leverage Ratio 13.90%
Loan-to-Deposit 83.74%

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