FIRST ELECTRONIC BANK

SALT LAKE CITY, UT | Small | Est. Oct. 5, 2000, midnight | FDIC #35533 | RSSD #2947556 | FDIC
Latest Report: 2025-12-31

FIRST ELECTRONIC BANK is asn small FDIC-insured commercial bank headquartered in SALT LAKE CITY, UT, established in Oct. 5, 2000, midnight. As of 2025-12-31, the bank reported total assets of $482M and total deposits of $271M. Profitability stands at 11.02% ROA and 30.53% ROE, with a net interest margin of 21.06%. The bank's CET1 capital ratio is 140.52%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.00% and a Texas Ratio of 0.00%. FDIC Certificate #35533. The institution operates 1 domestic branch.

Assets

$482M

Deposits

$271M

Loans

$121M

Equity

$188M

Profitability

Return on Assets (ROA) 11.02%
Return on Equity (ROE) 30.53%
Net Interest Margin (NIM) 21.06%
Yield on Assets 21.23%
Cost of Funds 0.26%

Asset Quality

NPL Ratio 0.00%
Net Charge-Off Ratio --
Texas Ratio 0.00%
NPA Ratio 0.00%
ACL / Loans 0.00%

Capital & Liquidity

CET1 Ratio 140.52%
Tier 1 Capital 140.52%
Total Capital Ratio 140.52%
Leverage Ratio 36.75%
Loan-to-Deposit 44.55%

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