TIMBERLAND BANK

HOQUIAM, WA | Large | Est. Jan. 1, 1915, midnight | FDIC #28453 | RSSD #294779 | FDIC
Latest Report: 2025-12-31

TIMBERLAND BANK is aln large FDIC-insured commercial bank headquartered in HOQUIAM, WA, established in Jan. 1, 1915, midnight. As of 2025-12-31, the bank reported total assets of $2.0B and total deposits of $1.7B. Profitability stands at 1.65% ROA and 12.55% ROE, with a net interest margin of 4.10%. The bank's CET1 capital ratio is 19.86%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.29% and a Texas Ratio of 1.58%. FDIC Certificate #28453.

Assets

$2.0B

Deposits

$1.7B

Loans

$1.5B

Equity

$266M

Profitability

Return on Assets (ROA) 1.65%
Return on Equity (ROE) 12.55%
Net Interest Margin (NIM) 4.10%
Yield on Assets 5.88%
Cost of Funds 2.50%

Asset Quality

NPL Ratio 0.29%
Net Charge-Off Ratio 0.00%
Texas Ratio 1.58%
NPA Ratio 0.22%
ACL / Loans 1.22%

Capital & Liquidity

CET1 Ratio 19.86%
Tier 1 Capital 19.86%
Total Capital Ratio 21.12%
Leverage Ratio 12.67%
Loan-to-Deposit 86.80%

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