PIONEER COMMUNITY BANK, INC.

IAEGER, WV | Small | Est. Sept. 20, 1931, midnight | FDIC #2448 | RSSD #294827 | FDIC
Latest Report: 2025-12-31

PIONEER COMMUNITY BANK, INC. is asn small FDIC-insured commercial bank headquartered in IAEGER, WV, established in Sept. 20, 1931, midnight. As of 2025-12-31, the bank reported total assets of $183M and total deposits of $155M. Profitability stands at 0.82% ROA and 6.29% ROE, with a net interest margin of 4.12%. The bank's CET1 capital ratio is 13.13%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.13% and a Texas Ratio of 1.76%. FDIC Certificate #2448.

Assets

$183M

Deposits

$155M

Loans

$137M

Equity

$24M

Profitability

Return on Assets (ROA) 0.82%
Return on Equity (ROE) 6.29%
Net Interest Margin (NIM) 4.12%
Yield on Assets 5.52%
Cost of Funds 1.47%

Asset Quality

NPL Ratio 0.13%
Net Charge-Off Ratio 0.03%
Texas Ratio 1.76%
NPA Ratio 0.24%
ACL / Loans 0.98%

Capital & Liquidity

CET1 Ratio 13.13%
Tier 1 Capital 13.13%
Total Capital Ratio 13.79%
Leverage Ratio 14.02%
Loan-to-Deposit 88.67%

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