BANK OF CLOVIS, THE

CLOVIS, NM | Small | Est. Oct. 16, 2000, midnight | FDIC #57022 | RSSD #2948423 | FDIC
Latest Report: 2025-12-31

BANK OF CLOVIS, THE is asn small FDIC-insured commercial bank headquartered in CLOVIS, NM, established in Oct. 16, 2000, midnight. As of 2025-12-31, the bank reported total assets of $455M and total deposits of $380M. Profitability stands at 1.30% ROA and 13.33% ROE, with a net interest margin of 4.56%. The bank's CET1 capital ratio is 20.97%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.09% and a Texas Ratio of 0.43%. FDIC Certificate #57022.

Assets

$455M

Deposits

$380M

Loans

$214M

Equity

$44M

Profitability

Return on Assets (ROA) 1.30%
Return on Equity (ROE) 13.33%
Net Interest Margin (NIM) 4.56%
Yield on Assets 6.07%
Cost of Funds 1.62%

Asset Quality

NPL Ratio 0.09%
Net Charge-Off Ratio -0.06%
Texas Ratio 0.43%
NPA Ratio 0.04%
ACL / Loans 1.59%

Capital & Liquidity

CET1 Ratio 20.97%
Tier 1 Capital 20.97%
Total Capital Ratio 22.23%
Leverage Ratio 10.46%
Loan-to-Deposit 56.31%

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