GREENVILLE NATIONAL BANK

GREENVILLE, OH | Medium | Est. Jan. 17, 1934, midnight | FDIC #13703 | RSSD #295011 | OCC
Latest Report: 2025-12-31

GREENVILLE NATIONAL BANK is amn medium FDIC-insured commercial bank headquartered in GREENVILLE, OH, established in Jan. 17, 1934, midnight. As of 2025-12-31, the bank reported total assets of $623M and total deposits of $530M. Profitability stands at 1.75% ROA and 14.43% ROE, with a net interest margin of 4.51%. The bank's CET1 capital ratio is 11.96%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.09% and a Texas Ratio of 0.47%. FDIC Certificate #13703.

Assets

$623M

Deposits

$530M

Loans

$440M

Equity

$75M

Profitability

Return on Assets (ROA) 1.75%
Return on Equity (ROE) 14.43%
Net Interest Margin (NIM) 4.51%
Yield on Assets 5.68%
Cost of Funds 1.27%

Asset Quality

NPL Ratio 0.09%
Net Charge-Off Ratio 0.00%
Texas Ratio 0.47%
NPA Ratio 0.06%
ACL / Loans 1.33%

Capital & Liquidity

CET1 Ratio 11.96%
Tier 1 Capital 11.96%
Total Capital Ratio 12.56%
Leverage Ratio 12.69%
Loan-to-Deposit 83.03%

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