SECURITY BANK MINNESOTA

ALBERT LEA, MN | Small | Est. Jan. 1, 1906, midnight | FDIC #10984 | RSSD #295057 | FDIC
Latest Report: 2025-12-31

SECURITY BANK MINNESOTA is asn small FDIC-insured commercial bank headquartered in ALBERT LEA, MN, established in Jan. 1, 1906, midnight. As of 2025-12-31, the bank reported total assets of $148M and total deposits of $125M. Profitability stands at 0.10% ROA and 0.94% ROE, with a net interest margin of 4.83%. The bank's CET1 capital ratio is 13.28%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 1.85% and a Texas Ratio of 12.30%. FDIC Certificate #10984.

Assets

$148M

Deposits

$125M

Loans

$108M

Equity

$15M

Profitability

Return on Assets (ROA) 0.10%
Return on Equity (ROE) 0.94%
Net Interest Margin (NIM) 4.83%
Yield on Assets 6.53%
Cost of Funds 1.88%

Asset Quality

NPL Ratio 1.85%
Net Charge-Off Ratio 0.77%
Texas Ratio 12.30%
NPA Ratio 1.35%
ACL / Loans 1.19%

Capital & Liquidity

CET1 Ratio 13.28%
Tier 1 Capital 13.28%
Total Capital Ratio 14.44%
Leverage Ratio 10.06%
Loan-to-Deposit 86.92%

This is just the summary

The full dashboard covers 4,313 currently filing institutions with CAMELS analytics, peer benchmarks, and exportable tearsheets.

24+ years of history
Excel tearsheet exports
Peer benchmarking
Risk & failure probability
Create Free Account

No credit card required