OPTIMUMBANK is aln large FDIC-insured commercial bank headquartered in FORT LAUDERDALE, FL, established in Nov. 1, 2000, midnight. As of 2025-12-31, the bank reported total assets of $1.1B and total deposits of $933M. Profitability stands at 1.82% ROA and 16.84% ROE, with a net interest margin of 4.70%. The bank's CET1 capital ratio is 10.87%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.30% and a Texas Ratio of 2.63%. FDIC Certificate #35430.
Assets
$1.1B
Deposits
$933M
Loans
$958M
Equity
$121M
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