BCB COMMUNITY BANK

BAYONNE, NJ | Large | Est. Nov. 1, 2000, midnight | FDIC #35541 | RSSD #2954059 | FDIC
Latest Report: 2025-12-31

BCB COMMUNITY BANK is aln large FDIC-insured commercial bank headquartered in BAYONNE, NJ, established in Nov. 1, 2000, midnight. As of 2025-12-31, the bank reported total assets of $3.3B and total deposits of $2.7B. Profitability stands at -1.35% ROA and -12.64% ROE, with a net interest margin of 3.33%. The bank's CET1 capital ratio is 10.30%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 2.32% and a Texas Ratio of 17.88%. FDIC Certificate #35541.

Assets

$3.3B

Deposits

$2.7B

Loans

$2.7B

Equity

$348M

Profitability

Return on Assets (ROA) -1.35%
Return on Equity (ROE) -12.64%
Net Interest Margin (NIM) 3.33%
Yield on Assets 5.60%
Cost of Funds 2.95%

Asset Quality

NPL Ratio 2.32%
Net Charge-Off Ratio 1.58%
Texas Ratio 17.88%
NPA Ratio 2.08%
ACL / Loans 1.24%

Capital & Liquidity

CET1 Ratio 10.30%
Tier 1 Capital 10.30%
Total Capital Ratio 10.82%
Leverage Ratio 10.39%
Loan-to-Deposit 101.89%

This is just the summary

The full dashboard covers 4,313 currently filing institutions with CAMELS analytics, peer benchmarks, and exportable tearsheets.

24+ years of history
Excel tearsheet exports
Peer benchmarking
Risk & failure probability
Create Free Account

No credit card required