AMERICAN HERITAGE BANK is asn small FDIC-insured commercial bank headquartered in CLOVIS, NM, established in Dec. 5, 2000, midnight. As of 2025-12-31, the bank reported total assets of $146M and total deposits of $129M. Profitability stands at 1.85% ROA and 17.15% ROE, with a net interest margin of 5.00%. The bank's CET1 capital ratio is 18.57%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.27% and a Texas Ratio of 1.24%. FDIC Certificate #57025.
Assets
$146M
Deposits
$129M
Loans
$79M
Equity
$16M
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