FIRST CAROLINA BANK is aln large FDIC-insured commercial bank headquartered in ROCKY MOUNT, NC, established in Nov. 29, 2000, midnight. As of 2025-12-31, the bank reported total assets of $3.3B and total deposits of $2.8B. Profitability stands at 0.70% ROA and 5.99% ROE, with a net interest margin of 3.40%. The bank's CET1 capital ratio is 11.21%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.81% and a Texas Ratio of 5.06%. FDIC Certificate #35530.
Assets
$3.3B
Deposits
$2.8B
Loans
$2.6B
Equity
$405M
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