FIRST CAROLINA BANK is an FDIC-insured commercial bank headquartered in ROCKY MOUNT, NC, established in Nov. 29, 2000, midnight. As of 2025-12-31, the bank reported total assets of $3.3B and total deposits of $2.8B. Profitability stands at 0.70% ROA and 5.99% ROE, with a net interest margin of 3.40%. CET1 capital ratio: 11.21%, well above regulatory minimums. NPL ratio: 0.81% · Texas Ratio: 5.06%. Operates 9 domestic branches.
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