CITIZENS BANK OF PHILADELPHIA, THE

PHILADELPHIA, MS | Large | Est. Jan. 1, 1908, midnight | FDIC #12204 | RSSD #29636 | FDIC
Latest Report: 2025-12-31

CITIZENS BANK OF PHILADELPHIA, THE is aln large FDIC-insured commercial bank headquartered in PHILADELPHIA, MS, established in Jan. 1, 1908, midnight. As of 2025-12-31, the bank reported total assets of $1.5B and total deposits of $1.3B. Profitability stands at 0.60% ROA and 12.74% ROE, with a net interest margin of 3.26%. The bank's CET1 capital ratio is 12.12%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.44% and a Texas Ratio of 6.66%. FDIC Certificate #12204.

Assets

$1.5B

Deposits

$1.3B

Loans

$842M

Equity

$75M

Profitability

Return on Assets (ROA) 0.60%
Return on Equity (ROE) 12.74%
Net Interest Margin (NIM) 3.26%
Yield on Assets 5.11%
Cost of Funds 2.51%

Asset Quality

NPL Ratio 0.44%
Net Charge-Off Ratio 0.02%
Texas Ratio 6.66%
NPA Ratio 0.37%
ACL / Loans 1.06%

Capital & Liquidity

CET1 Ratio 12.12%
Tier 1 Capital 12.12%
Total Capital Ratio 13.06%
Leverage Ratio 8.45%
Loan-to-Deposit 62.97%

This is just the summary

The full dashboard covers 4,313 currently filing institutions with CAMELS analytics, peer benchmarks, and exportable tearsheets.

24+ years of history
Excel tearsheet exports
Peer benchmarking
Risk & failure probability
Create Free Account

No credit card required