TRADITIONS FIRST BANK

Latest Report: 2025-12-31

TRADITIONS FIRST BANK is asn small FDIC-insured commercial bank headquartered in ERIN, TN, established in Nov. 30, 2000, midnight. As of 2025-12-31, the bank reported total assets of $323M and total deposits of $285M. Profitability stands at 0.81% ROA and 8.70% ROE, with a net interest margin of 3.95%. The bank's CET1 capital ratio is 9.28%. Asset quality metrics show a non-performing loan ratio of 0.00% and a Texas Ratio of 0.00%. FDIC Certificate #57092.

Assets

$323M

Deposits

$285M

Loans

$254M

Equity

$31M

Profitability

Return on Assets (ROA) 0.81%

Return on Equity (ROE) 8.70%

Net Interest Margin (NIM) 3.95%

Yield on Assets 6.24%

Cost of Funds 2.36%

Asset Quality

NPL Ratio 0.00%

Net Charge-Off Ratio 0.02%

Texas Ratio 0.00%

NPA Ratio 0.00%

ACL / Loans 0.71%

Capital & Liquidity

CET1 Ratio 9.28%

Tier 1 Capital 9.28%

Total Capital Ratio 9.75%

Leverage Ratio 9.78%

Loan-to-Deposit 89.08%

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