HOME SAVINGS AND LOAN COMPANY OF KENTON, OHIO, THE DBA HSLC

KENTON, OH | Small | Est. Jan. 1, 1888, midnight | FDIC #29571 | RSSD #296474 | FDIC
Latest Report: 2025-12-31

HOME SAVINGS AND LOAN COMPANY OF KENTON, OHIO, THE DBA HSLC is asn small FDIC-insured commercial bank headquartered in KENTON, OH, established in Jan. 1, 1888, midnight. As of 2025-12-31, the bank reported total assets of $240M and total deposits of $188M. Profitability stands at 0.75% ROA and 4.34% ROE, with a net interest margin of 3.68%. The bank's CET1 capital ratio is 16.94%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 1.55% and a Texas Ratio of 6.97%. FDIC Certificate #29571.

Assets

$240M

Deposits

$188M

Loans

$194M

Equity

$41M

Profitability

Return on Assets (ROA) 0.75%
Return on Equity (ROE) 4.34%
Net Interest Margin (NIM) 3.68%
Yield on Assets 6.20%
Cost of Funds 2.83%

Asset Quality

NPL Ratio 1.55%
Net Charge-Off Ratio 0.01%
Texas Ratio 6.97%
NPA Ratio 1.25%
ACL / Loans 1.02%

Capital & Liquidity

CET1 Ratio 16.94%
Tier 1 Capital 16.94%
Total Capital Ratio 17.79%
Leverage Ratio 17.16%
Loan-to-Deposit 103.01%

This is just the summary

The full dashboard covers 4,313 currently filing institutions with CAMELS analytics, peer benchmarks, and exportable tearsheets.

24+ years of history
Excel tearsheet exports
Peer benchmarking
Risk & failure probability
Create Free Account

No credit card required