COMMERCIAL BANK

PARSONS, KS | Small | Est. May 30, 1874, midnight | FDIC #11777 | RSSD #296559 | FDIC
Latest Report: 2025-12-31

COMMERCIAL BANK is asn small FDIC-insured commercial bank headquartered in PARSONS, KS, established in May 30, 1874, midnight. As of 2025-12-31, the bank reported total assets of $377M and total deposits of $344M. Profitability stands at 2.25% ROA and 27.54% ROE, with a net interest margin of 3.56%. The bank's CET1 capital ratio is 18.07%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.80% and a Texas Ratio of 4.08%. FDIC Certificate #11777.

Assets

$377M

Deposits

$344M

Loans

$173M

Equity

$31M

Profitability

Return on Assets (ROA) 2.25%
Return on Equity (ROE) 27.54%
Net Interest Margin (NIM) 3.56%
Yield on Assets 4.81%
Cost of Funds 1.26%

Asset Quality

NPL Ratio 0.80%
Net Charge-Off Ratio 0.16%
Texas Ratio 4.08%
NPA Ratio 0.36%
ACL / Loans 1.26%

Capital & Liquidity

CET1 Ratio 18.07%
Tier 1 Capital 18.07%
Total Capital Ratio 19.20%
Leverage Ratio 9.97%
Loan-to-Deposit 50.23%

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