CITIZENS STATE BANK is asn small FDIC-insured commercial bank headquartered in MILES, TX, established in Aug. 2, 1937, midnight. As of 2025-12-31, the bank reported total assets of $274M and total deposits of $245M. Profitability stands at 2.59% ROA and 25.68% ROE, with a net interest margin of 4.50%. The bank's CET1 capital ratio is 10.31%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 1.00% and a Texas Ratio of 6.67%. FDIC Certificate #15519.
Assets
$274M
Deposits
$245M
Loans
$206M
Equity
$28M
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