SCHAUMBURG BANK & TRUST COMPANY, NATIONAL ASSOCIATION

SCHAUMBURG, IL | Large | Est. Jan. 22, 2001, midnight | FDIC #57103 | RSSD #2970657 | OCC
Latest Report: 2025-12-31

SCHAUMBURG BANK & TRUST COMPANY, NATIONAL ASSOCIATION is aln large FDIC-insured commercial bank headquartered in SCHAUMBURG, IL, established in Jan. 22, 2001, midnight. As of 2025-12-31, the bank reported total assets of $2.3B and total deposits of $2.0B. Profitability stands at 1.64% ROA and 15.87% ROE, with a net interest margin of 3.46%. The bank's CET1 capital ratio is 12.24%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.15% and a Texas Ratio of 1.06%. FDIC Certificate #57103.

Assets

$2.3B

Deposits

$2.0B

Loans

$1.7B

Equity

$245M

Profitability

Return on Assets (ROA) 1.64%
Return on Equity (ROE) 15.87%
Net Interest Margin (NIM) 3.46%
Yield on Assets 5.89%
Cost of Funds 3.23%

Asset Quality

NPL Ratio 0.15%
Net Charge-Off Ratio 0.08%
Texas Ratio 1.06%
NPA Ratio 0.12%
ACL / Loans 0.65%

Capital & Liquidity

CET1 Ratio 12.24%
Tier 1 Capital 12.24%
Total Capital Ratio 12.90%
Leverage Ratio 10.13%
Loan-to-Deposit 86.58%

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