MONTEREY COUNTY BANK is asn small FDIC-insured commercial bank headquartered in MONTEREY, CA, established in May 5, 1977, midnight. As of 2025-12-31, the bank reported total assets of $283M and total deposits of $208M. Profitability stands at -0.78% ROA and -6.68% ROE, with a net interest margin of 3.48%. The bank's CET1 capital ratio is 6.80%. Asset quality metrics show a non-performing loan ratio of 0.00% and a Texas Ratio of 10.78%. FDIC Certificate #22460.
Assets
$283M
Deposits
$208M
Loans
$151M
Equity
$32M
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