CITY NATIONAL BANK OF METROPOLIS, THE

METROPOLIS, IL | Small | Est. July 1, 1908, midnight | FDIC #3814 | RSSD #298245 | OCC
Latest Report: 2025-12-31

CITY NATIONAL BANK OF METROPOLIS, THE is asn small FDIC-insured commercial bank headquartered in METROPOLIS, IL, established in July 1, 1908, midnight. As of 2025-12-31, the bank reported total assets of $443M and total deposits of $346M. Profitability stands at 0.82% ROA and 7.90% ROE, with a net interest margin of 3.07%. The bank's CET1 capital ratio is 24.38%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 1.61% and a Texas Ratio of 7.96%. FDIC Certificate #3814.

Assets

$443M

Deposits

$346M

Loans

$235M

Equity

$48M

Profitability

Return on Assets (ROA) 0.82%
Return on Equity (ROE) 7.90%
Net Interest Margin (NIM) 3.07%
Yield on Assets 5.36%
Cost of Funds 2.39%

Asset Quality

NPL Ratio 1.61%
Net Charge-Off Ratio 0.30%
Texas Ratio 7.96%
NPA Ratio 0.91%
ACL / Loans 1.32%

Capital & Liquidity

CET1 Ratio 24.38%
Tier 1 Capital 24.38%
Total Capital Ratio 25.61%
Leverage Ratio 13.35%
Loan-to-Deposit 67.86%

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