MASPETH FEDERAL SAVINGS AND LOAN ASSOCIATION

MASPETH, NY | Large | Est. Jan. 1, 1947, midnight | FDIC #30303 | RSSD #29878 | OCC
Latest Report: 2025-12-31

MASPETH FEDERAL SAVINGS AND LOAN ASSOCIATION is aln large FDIC-insured commercial bank headquartered in MASPETH, NY, established in Jan. 1, 1947, midnight. As of 2025-12-31, the bank reported total assets of $2.2B and total deposits of $1.4B. Profitability stands at 0.63% ROA and 1.81% ROE, with a net interest margin of 3.87%. The bank's CET1 capital ratio is 34.57%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 1.37% and a Texas Ratio of 4.01%. FDIC Certificate #30303.

Assets

$2.2B

Deposits

$1.4B

Loans

$2.0B

Equity

$761M

Profitability

Return on Assets (ROA) 0.63%
Return on Equity (ROE) 1.81%
Net Interest Margin (NIM) 3.87%
Yield on Assets 5.15%
Cost of Funds 1.90%

Asset Quality

NPL Ratio 1.37%
Net Charge-Off Ratio --
Texas Ratio 4.01%
NPA Ratio 1.42%
ACL / Loans 0.94%

Capital & Liquidity

CET1 Ratio 34.57%
Tier 1 Capital 34.57%
Total Capital Ratio 36.30%
Leverage Ratio 35.07%
Loan-to-Deposit 139.30%

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