JOHN DEERE FINANCIAL, F.S.B.

MIDDLETON, WI | Large | Est. Dec. 24, 2000, midnight | FDIC #35237 | RSSD #2992547 | OCC
Latest Report: 2025-12-31

JOHN DEERE FINANCIAL, F.S.B. is aln large FDIC-insured commercial bank headquartered in MIDDLETON, WI, established in Dec. 24, 2000, midnight. As of 2025-12-31, the bank reported total assets of $3.4B and total deposits of $1.3B. Profitability stands at 5.17% ROA and 26.56% ROE, with a net interest margin of 7.86%. The bank's CET1 capital ratio is 24.19%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.37% and a Texas Ratio of 1.52%. FDIC Certificate #35237. The institution operates 1 domestic branch.

Assets

$3.4B

Deposits

$1.3B

Loans

$3.4B

Equity

$822M

Profitability

Return on Assets (ROA) 5.17%
Return on Equity (ROE) 26.56%
Net Interest Margin (NIM) 7.86%
Yield on Assets 12.49%
Cost of Funds 6.90%

Asset Quality

NPL Ratio 0.37%
Net Charge-Off Ratio 1.95%
Texas Ratio 1.52%
NPA Ratio 0.37%
ACL / Loans 0.24%

Capital & Liquidity

CET1 Ratio 24.19%
Tier 1 Capital 24.19%
Total Capital Ratio 25.40%
Leverage Ratio 19.04%
Loan-to-Deposit 264.76%

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