FIRST CENTURY BANK, NATIONAL ASSOCIATION

FIRST CENTURY BANK, NATIONAL ASSOCIATION is amn medium FDIC-insured commercial bank headquartered in COMMERCE, GA, established in March 25, 2002, midnight. As of 2025-12-31, the bank reported total assets of $984M and total deposits of $846M. Profitability stands at 1.04% ROA and 6.93% ROE, with a net interest margin of 3.18%. The bank's CET1 capital ratio is 13.15%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.00% and a Texas Ratio of 0.00%. FDIC Certificate #57123.